DRAFT — every disclosure and contract term is pending Florida consumer-finance attorney approval.

Consumer-Directed Disputes

For each item, first tell us your honest assessment. You can only dispute items you believe are inaccurate, not yours, unverifiable, or past the reporting period. We never dispute accurate or owed information, and we make no guarantee that any item will be removed.

  1. 1. Assess
  2. 2. Authorize
  3. 3. Performed

Step 1 — Assess the item

Disputable assessments: inaccurate, not_mine, unverifiable, outdated_past_reporting_period. Accurate/owed items are intentionally excluded.