DRAFT — every disclosure and contract term is pending Florida consumer-finance attorney approval.

Credit Services Client Portal

A lawful, consumer-directed credit-services portal. We dispute only items you identify as inaccurate, incomplete, or unverifiable — never accurate or owed items — and we bill only after work is fully performed. We make no guarantees of any result.

This portal is in pre-go-live state. Onboarding is disabled until the entity, bond, and attorney sign-offs are complete.

1. Intake

Tell us who you are. No fee is taken — ever — at intake or signup.

2. Disclosures & Contract

Read your federal & Florida credit-file rights, the service agreement, and your right to cancel — before any work.

3. Document Vault

Securely upload IDs and evidence. Private, encrypted-at-rest, signed-URL access only.

4. Disputes

Assess each item, then authorize — in your own words — only items you believe are inaccurate, incomplete, or unverifiable.

5. Invoices

You are billed only AFTER work is fully performed and documented. Nothing before.

6. Audit Ledger

A read-only timeline of everything done on your file. Billing always appears last.